You'll need to work with a mortgage broker to apply with us

When Gen H started lending in 2020, people could apply with us directly if they needed a mortgage.

But in December 2023, we became an intermediary-only lender – so now, you have to work with a mortgage broker to get a mortgage with us.

Mortgage brokers will give you unbiased, whole of market advice on the best possible mortgage for you.

Your broker will chat with you about your circumstances and help you find a mortgage best suited to your needs.

You're welcome to tell your mortgage broker that you'd like to get a mortgage with us in particular – they'll compare all the options and make sure we're perfect for you.

To find a fee-free mortgage broker, you can check out Unbiased.