Applying for a mortgage with us via your mortgage broker is easy.
Once your broker has decided a Gen H mortgage is right for you, they'll ask you for a series of information and documents. Once they have what they need, they'll submit the application on your behalf.
Information you'll have to provide
This isn't an exhaustive list, but in general, you'll need to provide info like:
Your full name and birthday
Your national insurance number
Your address history
Proof of your right to reside, if applicable
Details of your employment
Info about the property you're buying or remortgaging
Documents you'll have to provide
This list also isn't exhaustive, but in general, you'll need to provide documents like:
Your bank statements
Payslips
Proof of your address using something like a utility bill or bank statement
Proof of your identity using something like a utility bill or bank statement
Proof that you have enough deposit
These bits of information and documents will need to prove that you are who you say you are and that you can afford the mortgage you're applying for.
Your broker will tell you exactly what you need to provide and share everything with us. It's important to be prompt and accurate in sharing everything with your broker to keep the process moving along smoothly.