Properties come in all shapes, sizes and conditions and we would always need to carry out a property valuation when assessing your application.

Some property types we love:

  • Freehold properties

  • Leasehold properties as long as they have 75 years left on the lease

  • Help to Buy homes (you would need to apply to the Help to Buy fund first)

  • Homes in England and Wales

  • Homes larger than 35 square metres

Some properties we can't lend on:

  • Ones that are not habitable by the owners from the moment of purchase

  • Shared Ownership

  • Auction properties

  • Buy-to-Let properties

  • Homes in Scotland or Ireland

Things to watch out for:

  • High rise buildings

  • Section 106 properties or Listed buildings

  • Non-standard construction, such as timber or mundic properties

  • Homes near commercial premises, such as shops and takeaways.

Get in touch via email or live chat if you would like to know more.

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