Yes, you can get a mortgage on a property with a flat roof. But a great deal hinges on the in-person inspection of the property.

As a lender, we depend on the mortgage valuation to determine if we can lend on a property.

A Surveyor visits the property and assesses its construction, location and condition –checking for problems that would prevent us from lending.

It's incredibly hard to tell if a roof is actually flat from photographs. And most modern developments have a slight slope or sophisticated drainage systems.

Valuers are able to recognise buildings that would pose a problem almost immediately and will make their concerns clear in their valuation report.

If a property has a flat roof, but the construction, condition, and location look good, they'll let us know!

Some problems that can be flagged with flat roofs include:

Keep in mind that a damaged flat roof can be more expensive to repair than a pitched one.

As a buyer, keep potential maintenance and repair costs in mind when selecting a property.