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Can I get a mortgage on a fixed term contract?
Can I get a mortgage on a fixed term contract?

Can I get a mortgage on a fixed term contract with Gen H? Yes! Getting a mortgage on a fixed term contract is possible. Read more.

J
Written by John Cullen
Updated over a week ago

Yes, you can get a Gen H mortgage on a fixed term contract.

Please keep in mind that we will need to see 12 months of contract history as well as your latest contract.

We need to establish a track record of employment. Any questions, please reach out to discuss your situation.

Criteria details

Income on fixed term contracts can be considered if the applicant has 12 months continuous employment within that role.

The applicant must have a minimum of 3 months remaining on their contract.

Cases with less than 12 months within the role may be considered if the applicant:

  • Has worked in a similar previous employment

  • Is working in a skilled or professional role

Required documents

  • Latest 2 months payslips

  • Bank statements to show 12 months' continuous employment OR Contract evidencing 12 or more months' continuous employment

  • Copy of the applicant's current employment contract

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