There are only a few reasons that Gen H would stop providing mortgages. These include if Gen H were purchased by another company or if we went into administration. While neither of these outcomes are likely at this time, it’s important to know what that could mean for your Gen H mortgage.

In short, very little about your Gen H mortgage would change if we stopped lending. Your loan would be transferred to another mortgage provider, and you would still be liable for the debt you hold.

It is also unlikely that the terms of your mortgage would change significantly, and in any case, you would always be informed of any changes that would apply in advance.