When a bank is a mortgage lender, they can use the deposit money they hold for their customers to offer mortgages.
We work a bit differently. Instead of deposits, we have a number of established financial services companies who fund our mortgages.
Our funders include the Nottingham Building Society, a building society founded in 1849, and Legal & General, a financial services and asset management company that was founded in 1836.
We administer all Gen H mortgages in-house. This means that no matter who funds a mortgage, our homeowners will only ever need to chat to us in order to manage their mortgage. It's super simple and guarantees great service.
Our funding arrangement may look different than banks, but they allow us to innovate and help more people onto the property ladder.