You don't have to make payments toward your boost unless you remortgage or sell – it's totally up to you.

But you are responsible for your monthly mortgage payments. This is true of owners and income boosters.

If you don’t pay your mortgage, your credit file can be negatively impacted, and in the most severe cases, we can take action to repossess your home.

If you can’t pay your mortgage because of financial difficulty, there are a number of ways we can support you – but you should reach out to us right away on chat or on 0330 808 1791 to give us the best chance of getting you caught up on your payments.