A mortgage in principle (MIP) is a certificate that tells you whether and how much Generation Home would be potentially prepared to lend you.

You can get this before you complete a full mortgage application and it will give you credibility with estate agents and sellers when you submit an offer on a property.

Some people refer to this as a decision in principle (DIP), an agreement in principle (AIP) or a Lending Certificate.

To get a mortgage in principle with Generation Home firstly complete our affordability calculator here. You will then have access to your own dashboard where you can enter more of your details, and get a mortgage in principle.

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