A mortgage in principle (MIP) is a certificate that tells you whether and how much Gen H would be potentially prepared to lend you.

You can get this before you complete a full mortgage application and it will give you credibility with estate agents and sellers when you submit an offer on a property.

Some people refer to this as a decision in principle (DIP), an agreement in principle (AIP) or a Lending Certificate.

You can get a mortgage in principle with Gen H through a Mortgage Broker. Click here to find the right mortgage broker for you (some brokers may charge a fee). They will be able to provide you with a mortgage in principle and submit your application.