FAQs
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The House Hunt
The House Hunt
What should I look for when viewing properties?
JMillie avatarAlison avatar
By John and 3 others4 authors27 articles
Can I have a lodger?
What do I need to consider when viewing properties?

Mortgage in Principle


What is a mortgage in principle?
What do I do with my mortgage in principle?

Property Criteria


Property Criteria: What properties do you accept?
Getting a mortgage on a flat roof property
Do you offer mortgages on auction properties?
What renovation can be done to the property?
Do you offer mortgages on ex-council properties?
Do you offer mortgages on probate properties?
I run a home business, can I apply?

New Builds


Getting a mortgage for a new build home
Can my new build property still be valued if it isn't finished?
What are new build warranties?
Can warranties impact my mortgage application?

Freehold vs Leasehold


What are the differences between freehold and leasehold?
What is a service charge?
Lease extensions
What is ground rent?

Surveys & Valuations


Valuations
What are property surveys, and what do they include?
What does a surveyor do?
How to raise a valuation appeal
Down valuation guide for buyers

Cladding


Do you lend on properties with cladding?
What is an External Wall System Surveys (EWS1) form?
Valuing a property with cladding
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