We look at your credit file during the application process to assess your past and present credit behaviour and conduct.
Unfortunately, we would not be able to accept your application if you have entered into an Individual Voluntary Arrangement (IVA), Debt Management Plan (DMP) or been declared bankrupt within the last 6 years.
It is worth noting we also require all applicants and income boosters to have at least a good credit score. You can find some more information on how to improve your credit score here.
If you have any questions, please reach out to us via live chat or email.