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What is good credit?
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7 articles in this collection
Written by
Roshni Patel,
Sophia Guy-White,
and
Millie
What does a credit search tell us?
As a lender, we use your credit file to determine whether we are able to lend to you based on past behaviours.
Written by
Millie
Updated over a week ago
What's the difference between a hard and soft credit check?
What's the difference between a hard & soft credit search? Learn about mortgage credit checks and how they're used with loan applications.
Written by
Sophia Guy-White
Updated over a week ago
Bad credit?
Can I buy a house with bad credit?
Getting a mortgage with bad credit isn't easy, but it is possible to improve your credit score. See our guide on mortgages & bad credit.
Written by
Sophia Guy-White
Updated over a week ago
I have a default, can I still get a mortgage with you?
We may be able to consider a default, we will need to know some more information surrounding this.
Written by
Sophia Guy-White
Updated over a week ago
What if I've entered into an IVA, DMP or been made bankrupt?
We wouldn't be able to accept your application if you have entered into an IVA, DMP or been declared bankrupt within the last 6 years.
Written by
Sophia Guy-White
Updated over a week ago
What is considered adverse credit?
Adverse credit is when you have historical or current behaviour on your credit file that drags down your credit score.
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Written by
Roshni Patel
Updated over a week ago
How can I get my credit score ready for my mortgage application?
You can improve your credit score by following these steps.
Written by
Sophia Guy-White
Updated over a week ago