You can choose your payment date. Some homeowners like to align their mortgage payment with their payday, but it's entirely up to you. The payment date chosen will need to be from the 1st - 28th of the month.

Your first payment will be 7 working days after your mortgage completes, or your preferred payment date, whichever is later.

You can choose your first payment date to be up to one month after your completion day (the day the property becomes yours, legally).

For example, if you complete on 12 September, you will need to select a payment date between 12 September and 11 October.

You choose your payment date. If you would like to adjust this, please reach out to us via email or live chat.

Your mortgage due date is determined by when you complete your property purchase. This means that if you complete on 15 January, your payment due date falls on the 15th of the month. Your first mortgage payment is due on 15 February.

If you complete on 15 January and you’d like to pay on the 1st of the month, your first mortgage payment would be taken on 1 February.

This means that your first mortgage payment is made up of interest accrued from 15 January to 14 February and principal would be paid down from 15 February.

To learn more about how much your first mortgage payment will be, please click here.

Please note we require at least 5 working days notice before your payment date to make a change.