You can choose your payment date. Some homeowners like to align their mortgage payment with their payday, but it's entirely up to you. The payment date chosen will need to be from the 1st -28th of the month.

Your first payment

There can be no more than a month between your completion date (the day the property becomes yours) and your first mortgage payment.

For example, if you complete on 12 September, you will need to select a payment date between 13 September and 12 October.

Say you would like to pay on the 1st of every month. Your first mortgage payment would be taken on 1 October.

Payment Date vs Due Date

You choose your payment date. If you would like to adjust this, please reach out to us via email or live chat.

Your mortgage due date is determined by when you complete on your property. If you complete on 12 September, your mortgage due date falls on the 12th of the month. (Your first due date would be 12 October.)

To learn more about how much your first mortgage payment will be, please click here.

Please note:

Your first monthly payment can take up to 3 business days after your chosen payment date to be collected from your bank account. From month two onwards, your payment should be taken from your account on your chosen payment date.

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