Yes, you can use income from benefits, however if all your income is from benefits we will need another applicant who is in receipt of employed or self-employed income.

What kind of benefit income might you accept?

  • Universal credit

  • Working tax credit

  • Child maintenance

  • Carers allowance - Disability living allowance

If you are in receipt of child tax credits, which are included within the Universal Credit payment or child benefit, we will only accept the payments as income where they’re due to be paid for the next 5 or more years.

What about income from fostering, adoption, or surrogacy?

Foster, adoption, and surrogacy is acceptable where due to be paid for the next 5 or more years.

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