Criteria

Am I eligible?

Sophia Guy-White avatar M S +3
38 articles in this collection
Written by Sophia Guy-White, Mari-Liis Kanter, Stephanie Roshier and 3 others
Income

How can I prove my forecasted state pension income?

Find out how to get your forecasted state pension figure using our guide.
Alison avatar
Written by Alison
Updated over a week ago

What income do you accept?

Generation Home take a common-sense approach to assessing our mortgages and so we understand that everyone's circumstances are different.
M
Written by Mari-Liis Kanter
Updated over a week ago

What's the minimum income I need to apply for a mortgage?

The minimum income requirement will depend on the size and composition of your buying group.
Sophia Guy-White avatar
Written by Sophia Guy-White
Updated over a week ago

Can I get a mortgage while using benefits as income?

Yes, you can use income from benefits, but it cannot make up more than 50% of your total income.
Sophia Guy-White avatar
Written by Sophia Guy-White
Updated over a week ago

How much can I borrow?

We don’t use income multiples to determine your loan amount. Instead, we carefully consider each applicant’s circumstances.
Sophia Guy-White avatar
Written by Sophia Guy-White
Updated over a week ago

Can I get a mortgage using child maintenance payments as income?

We can only consider maintenance payments as income if it is court-ordered.
B
Written by Balal Habib-Ur
Updated over a week ago

Does Generation Home lend to students?

We do not lend to most full-time students. If you are a PhD student receiving stipend income, we can offer a bit more flexibility.
Sophia Guy-White avatar
Written by Sophia Guy-White
Updated over a week ago

What is a dependent and how does this affect your mortgage application?

A dependent is someone that relies on you financially. This person can be a child or adult and they can have various relationships to you.
Millie avatar
Written by Millie
Updated over a week ago

How to obtain a Universal Credit statement

A step by step guide on how to download a Universal Credit statement
Millie avatar
Written by Millie
Updated over a week ago