Criteria

Am I eligible?

M +1

28 articles in this collection
Written by Sophia Guy-White, Evie Huber, Mari-Liis Kanter and 1 other

Age Criteria

What is your maximum and minimum lending age?

Written by Sophia Guy-White
Updated over a week ago

Retirement

What about when all applicants are retired?

Written by Sophia Guy-White
Updated over a week ago

Income

Can you consider child maintenance payments as income?

Child maintenance payments criteria

Written by Connor Newbury
Updated this week

What income do you accept?

Written by Mari-Liis Kanter
Updated this week

Income Multiples

How much can I borrow on my income?

Written by Sophia Guy-White
Updated over a week ago

Minimum Income

What's the minimum income I need to apply for a mortgage?

Written by Sophia Guy-White
Updated this week

Self Employed

Can I buy if I'm self-employed?

Written by Sophia Guy-White
Updated over a week ago

Zero Hours Contract

I'm on a zero hours contract. Can I get a mortgage?

Written by Sophia Guy-White
Updated over a week ago

Fixed Term Contracts

I'm on a fixed term contract. Can I get a mortgage?

Written by Sophia Guy-White
Updated over a week ago

New Role

I've just started a new job, can I apply for a mortgage?

Written by Sophia Guy-White
Updated over a week ago

Change of Employment Type

What if I've recently become self-employed?

Written by Sophia Guy-White
Updated over a week ago

Benefits

Can I use benefits as income?

Written by Sophia Guy-White
Updated over a week ago

Maternity Pay

What if I'm about to go on maternity leave?

Written by Sophia Guy-White
Updated over a week ago

Student Stipend

Does Generation Home lend to students?

Written by Sophia Guy-White
Updated this week

Foreign Income

Do you take foreign income into consideration?

Written by Sophia Guy-White
Updated over a week ago

Deposit

What can I use for my deposit?

Written by Evie Huber
Updated over a week ago

Help to Buy ISA

Can I use a Help to Buy ISA with a Generation Home mortgage?

Written by Evie Huber
Updated over a week ago

Residency

UK Residency

Who can apply for a Generation Home mortgage?

Written by Sophia Guy-White
Updated over a week ago

Right to Reside

What does 'right to reside' mean?

Written by Sophia Guy-White
Updated over a week ago

Work Visa

Can I apply for a mortgage if I am here on a work visa?

Written by Sophia Guy-White
Updated over a week ago

Covid

Furlough

Can I get a mortgage while I'm on furlough?

Written by Sophia Guy-White
Updated over a week ago

Payment Holiday

I took a payment holiday during the Covid lockdown, can I apply?

Written by Sophia Guy-White
Updated over a week ago

Ways to buy

Right to Buy

Written by Connor Newbury
Updated this week

Buy to Let

Do you offer Buy to Let mortgages?

Written by Sophia Guy-White
Updated over a week ago

Shared Ownership

Can I use a shared ownership scheme with a Generation Home mortgage?

Written by Sophia Guy-White
Updated over a week ago

Help to Buy

Can I use the Help to Buy Scheme?

Written by Evie Huber
Updated over a week ago

First Home Scheme

Can I get a Generation Home mortgage using the First Home Scheme?

Written by Sophia Guy-White
Updated over a week ago

95% Mortgage Scheme

Do you offer 95% mortgages?

Written by Sophia Guy-White
Updated over a week ago