Criteria

Am I eligible?

Sophia Guy-White avatar Evie avatar M +2
37 articles in this collection
Written by Sophia Guy-White, Evie, Mari-Liis Kanter and 2 others
Income

What income do you accept?

Generation Home take a common-sense approach to assessing our mortgages and so we understand that everyone's circumstances are different.
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Written by Mari-Liis Kanter
Updated over a week ago

What's the minimum income I need to apply for a mortgage?

The minimum income requirement will depend on the size and composition of your buying group.
Sophia Guy-White avatar
Written by Sophia Guy-White
Updated over a week ago

Can I get a mortgage using foreign income?

Foreign income is something we may be able to consider, we will just need some more information.
Sophia Guy-White avatar
Written by Sophia Guy-White
Updated over a week ago

Can I get a mortgage while using benefits as income?

Yes, you can use income from benefits, but it cannot make up more than 50% of your total income.
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Written by Sophia Guy-White
Updated over a week ago

How much can I borrow?

We don’t use income multiples to determine your loan amount. Instead, we carefully consider each applicant’s circumstances.
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Written by Sophia Guy-White
Updated over a week ago

Child Maintenance Payments

Can I get a mortgage using child maintenance payments as income?
Connor avatar
Written by Connor
Updated over a week ago

Does Generation Home lend to students?

We do not lend to most full-time students. If you are a PhD student receiving stipend income, we can offer a bit more flexibility.
Sophia Guy-White avatar
Written by Sophia Guy-White
Updated over a week ago

Dependents

What is a dependent and how does this affect your mortgage application?
Millie avatar
Written by Millie
Updated over a week ago

How to obtain a Universal Credit statement

A step by step guide on how to download a Universal Credit statement
Millie avatar
Written by Millie
Updated over a week ago