Criteria

Age Criteria

What is your maximum and minimum lending age?

Written by Sophia Guy-White
Updated over a week ago

Retirement

Can I get a Generation Home mortgage when all applicants are retired?

Written by Sophia Guy-White
Updated over a week ago

Do I need life insurance?

What is life insurance and do Generation Home require me to have it?

Written by Connor Newbury
Updated over a week ago

What income do you accept?

Will my income be acceptable?

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Written by Mari-Liis Kanter
Updated this week

Minimum Income

What's the minimum income I need to apply for a mortgage?

Written by Sophia Guy-White
Updated over a week ago

Foreign Income

Can I get a mortgage using foreign income?

Written by Sophia Guy-White
Updated over a week ago

Benefits

Can I get a mortgage while using benefits as income?

Written by Sophia Guy-White
Updated over a week ago

Income Multiples

How much can I borrow on my income?

Written by Sophia Guy-White
Updated over a week ago

Child Maintenance Payments

Can I get a mortgage using child maintenance payments as income?

Written by Connor Newbury
Updated over a week ago

Student Stipend

Does Generation Home lend to students?

Written by Sophia Guy-White
Updated over a week ago

Dependents

What is a dependent and how does this affect your mortgage application?

Written by Millie Knowlden
Updated over a week ago

Changing Employment

Have you recently changed from self-employed to employed or vice versa?

Written by Millie Knowlden
Updated this week

Fixed Term Contracts

I'm on a fixed term contract. Can I get a mortgage?

Written by Sophia Guy-White
Updated this week

Zero Hours Contract

I'm on a zero hours contract. Can I get a mortgage?

Written by Sophia Guy-White
Updated this week

Bank work

Does Generation Home accept income from bank work?

Written by Millie Knowlden
Updated this week

New Role

I've just started a new job, can I apply for a mortgage?

Written by Sophia Guy-White
Updated this week

Maternity Pay

Can I get a mortgage if I'm about to go on maternity leave?

Written by Sophia Guy-White
Updated this week

What if I have a second job?

Can you take into account my income from a second job?

Written by Millie Knowlden
Updated this week

Self Employed

Can I buy if I'm self-employed?

Written by Sophia Guy-White
Updated this week

Gifted Deposit- Living in the Property

If my deposit is being gifted, can the person gifting live in the property?

Written by Millie Knowlden
Updated over a week ago

Forces Help to Buy

Can I use the Forces Help to Buy Scheme with Generation Home?

Written by Millie Knowlden
Updated over a week ago

Lifetime ISA

What is a LISA and can I use this as my deposit?

Written by Millie Knowlden
Updated over a week ago

What can I use for my deposit?

What sources can my deposit come from?

Written by Evie Huber
Updated over a week ago

Help to Buy ISA

Can I use a Help to Buy ISA with a Generation Home mortgage?

Written by Evie Huber
Updated over a week ago

What if I work away?

Can I get a Generation Home mortgage if I work away from home?

Written by Millie Knowlden
Updated over a week ago

UK Residency

Who can apply for a Generation Home mortgage?

Written by Sophia Guy-White
Updated over a week ago

Right to Reside

What does 'right to reside' mean?

Written by Sophia Guy-White
Updated over a week ago

Work Visa

Can I apply for a mortgage if I am here on a work visa?

Written by Sophia Guy-White
Updated over a week ago

Furlough

Can I get a mortgage while I'm on furlough?

Written by Sophia Guy-White
Updated over a week ago

Payment Holiday

I took a payment holiday during the COVID lockdown, can I apply?

Written by Sophia Guy-White
Updated over a week ago

Let to Buy

What is Let to Buy?

Written by Connor Newbury
Updated over a week ago

Right to Buy

What is the Right to Buy scheme?

Written by Connor Newbury
Updated over a week ago

Buy to Let

Do you offer Buy to Let mortgages?

Written by Sophia Guy-White
Updated over a week ago

Shared Ownership

Can I use a shared ownership scheme with a Generation Home mortgage?

Written by Sophia Guy-White
Updated over a week ago

Help to Buy

Can I use the Help to Buy Scheme?

Written by Evie Huber
Updated over a week ago

First Home Scheme

Can I get a Generation Home mortgage using the First Home Scheme?

Written by Sophia Guy-White
Updated over a week ago

95% Mortgage Scheme

Do you offer 95% mortgages?

Written by Sophia Guy-White
Updated over a week ago