We will accept 100% of the applicants returning employed income where they will be returning to work within 12 months of the application being submitted. For any self-employed customers, we will review this on a case by case basis.

Please make sure to add any children as a dependent when completing your application, along with any known future additional expenses, such as childcare when you return to work.

Examples of documents that may be required

  • Letter from the employer confirming the exact return to work date, whether returning part-time or full-time and returning income

  • Last 3 months' payslips

  • Last payslip showing full pay prior to Maternity or Paternity leave

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