Generation Home defines UK Residency as an individual who is registered for and pays UK tax. They must have one of the following:

  • UK Citizenship

  • Irish Citizenship

  • EU settled or pre-settled status

  • Indefinite Leave to Remain or

  • UK Spousal Visa

All applicants will be required to show the appropriate documentation and have been living in the UK for at least 3 years.

What if I’ve been living in the UK for less than 3 years or in the UK on a different visa than listed above?

As long as at least one applicant meets the above requirements, we can accept someone who has been living in the UK for at least 2 years and has one of the following:

  • Skilled Worker

  • Health & Care Worker

  • Senior or Specialist Worker

  • International Sportsperson

  • Spousal Visa

All applicants will be required to show the appropriate documentation, with at least 2 years remaining on the VISA at the point of the mortgage completion.

If you meet the above we would also require a minimum of 20% deposit and a combined total income of all applicants (owners and income boosters) to be £100,000 or above.

If you have any other questions, please reach out to us via email or live chat.

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