Your first payment will be 7 working days after your mortgage completes, or your preferred payment date, whichever is later.

Once your completion date has been approved, you will receive an email confirming the date of your first payment. Additionally, a reminder will be included in your welcome letter upon completion.

You can choose your first payment date to be up to one month after your completion day (the day the property becomes yours, legally).

For example, if you complete on 12 September, you will need to select a payment date between 12 September and 11 October.

Your monthly payment amount will be the same regardless of when you choose to pay in the month. Nothing more, nothing less.

From month two onwards, your payment will be taken on your chosen payment date.