Find out our criteria and loan to value’s (LTV) on new builds, and see how much we can potentially lend you.
New builds 85%-90% LTV
Applications with self-employed and contractor customers need at least 50% of the income used to support the mortgage to come from employed income.
If you are an employee of the NHS and do additional bank work, this income can be considered.
You will need to have at least a good credit score rating, and no missed payments showing on your credit file. Follow this link to understand more about what can affect your credit score.
New builds up to 85% LTV
These are subject to our normal mortgage criteria
New build flats
Our maximum LTV for new build flats is 80%
Please reach out to us on live chat, or via email if you have any questions.