Fine Tuning Your Mortgage

Mortgage Term

How long will I be paying for?

Written by Connor
Updated over a week ago

Do I need an offer accepted before applying for a mortgage?

To get started, you don't need to have an offer accepted on a property.

Written by Sophia Guy-White
Updated over a week ago

How long will it take to apply for a mortgage?

The length of a mortgage application is dependent on a few different things.

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Written by Mari-Liis Kanter
Updated over a week ago

What will my interest rate be?

What is an LTV band and how does this affect my rate?

Written by Millie
Updated over a week ago

What is a Standard Variable Rate?

SVR explained

Written by Sophia Guy-White
Updated over a week ago

How can I pay less interest?

There are three ways to pay less interest: bigger deposit, shorter mortgage term and making overpayments.

Written by Sophia Guy-White
Updated over a week ago

What are LTV bands?

What interest rates are available to me?

Written by Evie
Updated over a week ago

What is LTV?

What is Loan-to-Value?

Written by Sophia Guy-White
Updated over a week ago

What is in an interest rate?

What's in a rate?

Written by Sophia Guy-White
Updated over a week ago

Mortgage product fee

What is it? Do I have to pay it?

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Written by Mari-Liis Kanter
Updated over a week ago

What happens in an advice call?

An advice call is where you receive tailored mortgage advice from a qualified mortgage advisor.

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Written by Mari-Liis Kanter
Updated over a week ago

What is a mortgage illustration?

Also known as an ESIS

Written by Evie
Updated over a week ago

What is in your mortgage offer pack?

Your mortgage offer pack will include a lot of important documents. Make sure you read through these carefully.

Written by Sophia Guy-White
Updated over a week ago

Offer Conditions

What are they and what do they mean for me?

Written by Millie
Updated over a week ago