Go to Generation Home
All Collections
Fine Tuning Your Mortgage
Fine Tuning Your Mortgage
The essentials
R
+1
14 articles in this collection
Written by
Roshni Patel,
Sophia Guy-White,
Millie
and 1 other
What is a mortgage term?
A mortgage term is the length of your mortgage. It shows you how long you will make monthly payments until your mortgage has been paid off.
Written by
Alison
Updated over a week ago
Do I need an offer accepted before applying for a mortgage?
To get started, you don't need to have an offer accepted on a property.
Written by
Sophia Guy-White
Updated over a week ago
How long will it take to apply for a mortgage?
The length of a mortgage application is dependent on a few different things.
R
Written by
Roshni Patel
Updated over a week ago
Product & Rates
How much can I borrow on a new build property?
Find out our criteria and loan to value’s (LTV) on new builds, and see how much we can potentially lend you.
Written by
Alison
Updated over a week ago
Can I get a 95% LTV (loan to value) mortgage?
Find out our criteria for 95% LTV mortgages, and see if you are eligible.
Written by
Alison
Updated over a week ago
What is a Standard Variable Rate and a Base Rate Tracker?
Lenders may have an SVR or Base Rate Tracker and this can increase or decrease. Whereas, a fixed rate stays the same for a fixed period.
Written by
Sophia Guy-White
Updated over a week ago
How can I pay less interest?
There are three ways to pay less interest: bigger deposit, shorter mortgage term and making overpayments.
Written by
Sophia Guy-White
Updated over a week ago
What is LTV in a Mortgage?
What is LTV? Loan to value (LTV) is the size of your mortgage as a percentage of the property value. Work out LTV & your mortgage options.
Written by
Sophia Guy-White
Updated over a week ago
What is an interest rate?
When looking at Gen H mortgage rates, you’ll see: initial rate, base rate tracker and annual percentage rate of charge- what do these mean?
Written by
Sophia Guy-White
Updated over a week ago
What is a mortgage product fee?
A mortgage product fee is an upfront cost that is required for particular mortgage products.
Written by
Alison
Updated over a week ago
Mortgage Advice
What happens in an advice call?
An advice call is where you receive tailored mortgage advice from a qualified mortgage advisor.
R
Written by
Roshni Patel
Updated over a week ago
Mortgage Offer
What is a mortgage illustration?
Also known as an ESIS
Written by
Millie
Updated over a week ago
What is a mortgage offer & mortgage offer pack?
What is a mortgage offer? It's confirmation that your application has been approved. Our mortgage offer pack has all you need! Learn more.
Written by
Sophia Guy-White
Updated over a week ago
What are offer conditions and what do they mean for me?
An offer condition is something that must be complied with in order for the lender to release the mortgage funds.
Written by
Millie
Updated over a week ago