Generation Home

A mortgage term is the length of your mortgage. It shows you how long you will make monthly payments until your mortgage has been paid off.

What is a mortgage term?

To get started, you don't need to have an offer accepted on a property.

The length of a mortgage application is dependent on a few different things.

Find out our criteria and loan to value’s (LTV) on new builds, and see how much we can potentially lend you.

Find out our criteria for 95% LTV mortgages, and see if you are eligible.

Lenders may have an SVR or Base Rate Tracker and this can increase or decrease. Whereas, a fixed rate stays the same for a fixed period.

There are three ways to pay less interest: bigger deposit, shorter mortgage term and making overpayments.

What is LTV? Loan to value (LTV) is the size of your mortgage as a percentage of the property value. Work out LTV & your mortgage options.

When looking at Gen H mortgage rates, you’ll see: initial rate, base rate tracker and annual percentage rate of charge- what do these mean?

A mortgage product fee is an upfront cost that is required for particular mortgage products.

An advice call is where you receive tailored mortgage advice from a qualified mortgage advisor.

What is a mortgage offer? It's confirmation that your application has been approved. Our mortgage offer pack has all you need! Learn more.

An offer condition is something that must be complied with in order for the lender to release the mortgage funds.