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A deposit booster helps home buyers with the deposit. But instead of simply gifting the money, they contribute to the deposit via a loan.

What is a deposit booster?

The deposit booster agreement lays out the terms of the deposit booster's contribution, including when repayment will be made.

Evidence of their identity, proof of address, national Insurance number, and source of deposit. Find out more in our guide.

It's a personal decision for everyone, but there are some key advantages to being a deposit booster over gifting.

No, a deposit booster will not be listed on the mortgage or share any responsibility for the mortgage debt.

No, there is no maximum number of deposit boosters for a mortgage application.

If you are a deposit booster and the owner stops paying the mortgage you are not liable for this.

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