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Getting Mortgage Ready
Getting Mortgage Ready
Where do I start?
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10 articles in this collection
Written by
Sophia Guy-White,
Mari-Liis Kanter,
Stephanie Roshier
and 2 others
What is a mortgage?
A mortgage is a loan you take out to buy a property. You borrow the money from a lender, but the lender doesn’t own your home. You do.
Written by
Sophia Guy-White
Updated over a week ago
What fees can I expect while purchasing a property?
Valuation fees, solicitor's fees, stamp duty and other fees can add up when buying a home.
Written by
Millie
Updated over a week ago
How to get mortgage ready following COVID-19.
Did you see your income impacted by COVID-19?
Written by
Millie
Updated over a week ago
Mortgage in Principle
What will I need to start my application?
To start your application you will need to have your personal details to hand about yourself, and any other applicants.
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Written by
Mari-Liis Kanter
Updated over a week ago
How do I get a mortgage in principle?
What is an MIP and how do I get one?
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Written by
Stephanie Roshier
Updated over a week ago
Can you have more than one mortgage in principle (MIP)?
Yes, you can have more than one MIP. Although it would be easier to update your details on your existing dashboard. Read to find out how.
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Written by
Stephanie Roshier
Updated over a week ago
Documents
What documents do I need to apply?
We will need to see evidence of income and expenditure, as well as proof of ID. You can find more information on this here.
Written by
Sophia Guy-White
Updated over a week ago
Accountants certificate
What qualification is needed to provide an accountants certificate?
Written by
Millie
Updated over a week ago
Getting married: using your new name
Can I use my new name on my mortgage application?
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Written by
Balal Habib-Ur
Updated over a week ago
What is life insurance and do Generation Home require me to have it?
Life insurance is a policy that will pay an amount of money should the worst happen to you. This is not mandatory to have for a mortgage.
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Written by
Balal Habib-Ur
Updated over a week ago