The A - Z of Mortgages

A guide to some of the mortgage words you may come across during your journey

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30 articles in this collection
Written by Ashley Currie, Balal Habib-Ur, and Millie

APRC - Annual Percentage Rate Charge

What does APRC mean?
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Written by Balal Habib-Ur
Updated over a week ago

Buildings Insurance

What is Buildings Insurance?
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Written by Balal Habib-Ur
Updated over a week ago

CCJ - County Court Judgement

What is a CCJ?
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Written by Balal Habib-Ur
Updated over a week ago

Chain

What is a chain?
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Written by Balal Habib-Ur
Updated over a week ago

Completion

What does completion mean?
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Written by Balal Habib-Ur
Updated over a week ago

Conveyancing

You'll hear this one a lot, but what is Conveyancing?
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Written by Balal Habib-Ur
Updated over a week ago

Default

What is a default and how do you get one?
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Written by Balal Habib-Ur
Updated over a week ago

EPC - Energy Performance Certificate

What is an EPC?
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Written by Balal Habib-Ur
Updated over a week ago

Equity

What is equity?
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Written by Balal Habib-Ur
Updated over a week ago

What is equity?

Equity is the amount you own within your property
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Written by Ashley Currie
Updated over a week ago

Exchange

What happens when I exchange?
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Written by Balal Habib-Ur
Updated over a week ago

FCA - Financial Conduct Authority

Who are the FCA?
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Written by Balal Habib-Ur
Updated over a week ago

What is a first-time buyer?

What you need to know about being a first-time buyer.
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Written by Millie
Updated over a week ago

House Surveys

What are the different types and which do I need?
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Written by Balal Habib-Ur
Updated over a week ago

Illustration Document

What is an Illustration Document?
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Written by Balal Habib-Ur
Updated over a week ago

Inheritance Tax

What is it?
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Written by Balal Habib-Ur
Updated over a week ago

Joint Tenants vs. Tenants in Common

What is the difference?
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Written by Balal Habib-Ur
Updated over a week ago

Leasehold & Freehold

What's the difference?
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Written by Balal Habib-Ur
Updated over a week ago

Lifetime ISA (LISA)

What is a LISA?
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Written by Balal Habib-Ur
Updated over a week ago

Mortgage in Principle

What is a Mortgage in Principle?
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Written by Balal Habib-Ur
Updated over a week ago

Negative Equity

What is negative equity?
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Written by Balal Habib-Ur
Updated over a week ago

Overpayments

What is an overpayment?
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Written by Balal Habib-Ur
Updated over a week ago

What is Porting?

Can I port my Generation Home mortgage?
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Written by Millie
Updated over a week ago

Product Fee

What is a product fee?
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Written by Balal Habib-Ur
Updated over a week ago

Remortgage

What does it mean to remortgage?
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Written by Balal Habib-Ur
Updated over a week ago

What is Stamp Duty?

Also known as Stamp Duty Land Tax (SDLT), is a tax paid when purchasing a property over a certain price in England and Northern Ireland.
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Written by Balal Habib-Ur
Updated over a week ago

Tracker Rate Mortgage

What is a tracker rate?
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Written by Balal Habib-Ur
Updated over a week ago

Unencumbered

What does it mean to be unencumbered?
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Written by Balal Habib-Ur
Updated over a week ago

Valuation

What is a valuation?
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Written by Balal Habib-Ur
Updated over a week ago

Warranties

What is a warranty?
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Written by Balal Habib-Ur
Updated over a week ago