The A - Z of Mortgages

APRC - Annual Percentage Rate Charge

What does APRC mean?

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Buildings Insurance

What is Buildings Insurance?

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CCJ - County Court Judgement

What is a CCJ?

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Chain

What is a chain?

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Completion

What does completion mean?

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Conveyancing

You'll hear this one a lot, but what is Conveyancing?

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Default

What is a default and how do you get one?

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EPC - Energy Performance Certificate

What is an EPC?

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Equity

What is equity?

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Exchange

What happens when I exchange?

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FCA - Financial Conduct Authority

Who are the FCA?

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Gazumping

What does it mean to be Gazumped?

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House Surveys

What are the different types and which do I need?

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Illustration Document

What is an Illustration Document?

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Joint Tenants vs. Tenants in Common

What is the difference?

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Leasehold & Freehold

What's the difference?

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Lifetime ISA (LISA)

What is a LISA?

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LTV (Loan to Value)

What is an LTV?

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Mortgage in Principle

What is a Mortgage in Principle?

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Negative Equity

What is negative equity?

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Overpayments

What is an overpayment?

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Product Fee

What is a product fee?

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Remortgage

What does it mean to remortgage?

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Stamp Duty

What is stamp duty?

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Tracker Rate Mortgage

What is a tracker rate?

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Unencumbered

What does it mean to be unencumbered?

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Valuation

What is a valuation?

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Warranties

What is a warranty?

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