Your Mortgage After Completion

You've got the keys, what happens next?

Sophia Guy-White avatar A Millie avatar +1
30 articles in this collection
Written by Sophia Guy-White, Ashley Currie, Millie and 1 other

What happens when my mortgage product comes to an end?

Find out about product switching and remortgaging.
Alison avatar
Written by Alison
Updated over a week ago

When will my Generation Home mortgage appear on my credit file?

We do not know exactly how long it takes for your new mortgage to appear on your credit file.
Alison avatar
Written by Alison
Updated over a week ago

What happens if I fix a rate and the interest rate then changes?

Alison avatar
Written by Alison
Updated over a week ago

Can I offer a room to Ukrainian refugees if I have a Generation Home mortgage?

Yes you can! If you currently have a Generation Home mortgage, you are able to take part in the Homes for Ukraine scheme.
Millie avatar
Written by Millie
Updated over a week ago

What happens if I would like to make changes to my mortgage after completion?

Millie avatar
Written by Millie
Updated over a week ago

Can a deposit booster turn their loan into a gift?

Yes they can! A deposit booster can gift part or all of their loan at any time.
Millie avatar
Written by Millie
Updated over a week ago

I would like you to speak to someone else on my behalf.

Millie avatar
Written by Millie
Updated over a week ago

Will having a deposit booster stop me from changing lenders in the future?

Having a deposit booster will not stop you from changing lenders. However, lenders will take the loan into account in their assessments.
Millie avatar
Written by Millie
Updated over a week ago

What happens after completion?

Payments, overpayments and how to contact us!
Millie avatar
Written by Millie
Updated over a week ago

Moving Home Guide

What you'll need to do before moving and on the day.
Millie avatar
Written by Millie
Updated over a week ago

What happens if I die?

If the worst happens, what happens to your mortgage?
Millie avatar
Written by Millie
Updated over a week ago
Mortgage payments

When do I pay my mortgage?

You can choose your payment date. Some homeowners like to align their mortgage payment with their payday, but it's entirely up to you.
Sophia Guy-White avatar
Written by Sophia Guy-White
Updated over a week ago

Can I view how much equity I have in my property?

You can view this via your Generation Home dashboard.
Millie avatar
Written by Millie
Updated over a week ago

When is my first mortgage payment?

Your first payment will be 7 working days after your mortgage completes, or your preferred payment date, whichever is later.
Sophia Guy-White avatar
Written by Sophia Guy-White
Updated over a week ago

How much is my first mortgage payment?

Your first mortgage payment will be the full monthly payment amount shown on your mortgage documents.
Sophia Guy-White avatar
Written by Sophia Guy-White
Updated over a week ago

How are mortgage payments calculated?

Mortgage payments are made up of principal and interest. Read to find out more.
Sophia Guy-White avatar
Written by Sophia Guy-White
Updated over a week ago

How long does it take for my mortgage payment to appear on the dashboard?

It can take up to five working days for the monthly payment you make to be taken from your account to clear.
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Written by Ashley Currie
Updated over a week ago

What happens if I miss a mortgage payment?

If you miss a mortgage payment it is important you contact us to understand more and see how we can help you.
Alison avatar
Written by Alison
Updated over a week ago

Why is my Direct Debit delayed?

Direct Debit is the payment method we use to collect monthly mortgage payments from our customers.
Sophia Guy-White avatar
Written by Sophia Guy-White
Updated over a week ago

Can I pay for my mortgage with a credit card?

Generation Home can't accept mortgage payments from a credit card.
Alison avatar
Written by Alison
Updated over a week ago

How do I change my mortgage payment date?

If you wish to change your payment date, please contact us at [email protected]
Millie avatar
Written by Millie
Updated over a week ago

How do we manage mortgage payments as a group?

While we ask that everyone on the mortgage sets up a Direct Debit, you control who contributes what towards mortgage repayments.
Sophia Guy-White avatar
Written by Sophia Guy-White
Updated over a week ago

Are you struggling with your mortgage payments?

Support if you're having trouble making your mortgage payments.
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Written by Ashley Currie
Updated over a week ago