Your Mortgage After Completion

What happens when my mortgage product comes to an end?

Find out about product switching and remortgaging.

Written by Alison
Updated this week

Will having a deposit booster stop me from changing lenders in the future?

Having a deposit booster will not stop you from changing lenders. However, lenders will take the loan into account in their assessments.

Written by Millie
Updated over a week ago

What happens after completion?

Payments, overpayments and how to contact us!

Written by Millie
Updated over a week ago

Moving Home Guide

What you'll need to do before moving and on the day.

Written by Millie
Updated over a week ago

What happens if I die?

If the worst happens, what happens to your mortgage?

Written by Evie
Updated over a week ago

What happens if I miss a mortgage payment?

If you miss a mortgage payment it is important you contact us to understand more and see how we can help you.

Written by Alison
Updated this week

How do I change my mortgage payment date?

If you wish to change your payment date, please contact us at [email protected]

Written by Millie
Updated over a week ago

Why does Stripe appear on my bank statement?

Stripe payments

A

Written by Ashley Currie
Updated over a week ago

Can I pay for my mortgage with a credit card?

What happens if I try to pay with my credit card?

Written by Connor
Updated over a week ago

When do I pay my mortgage?

Choosing your payment date with Generation Home

Written by Sophia Guy-White
Updated over a week ago

How long does it take for my mortgage payment to appear on the dashboard?

Timeframe for payments appearing on the homeowner dashboard

A

Written by Ashley Currie
Updated over a week ago

We're buying as a group, how do we manage mortgage payments?

What works for you?

Written by Sophia Guy-White
Updated over a week ago

When is my first mortgage payment?

Your first payment falls on the same day as your chosen monthly payment date.

Written by Sophia Guy-White
Updated over a week ago

How are mortgage payments calculated?

Interest is paid in arrears. Principal is paid in advance.

Written by Sophia Guy-White
Updated over a week ago

How much is my first mortgage payment?

Your first mortgage payment will be the full monthly payment amount shown on your mortgage documents.

Written by Sophia Guy-White
Updated over a week ago

Direct Debits

What is a Direct Debit?

M

Written by Mari-Liis Kanter
Updated over a week ago

Are you struggling with your monthly payments?

Support if you're having trouble making your mortgage payments.

A

Written by Ashley Currie
Updated over a week ago

If I make an overpayment, how will I know if it has been successful?

Overpayments

A

Written by Ashley Currie
Updated over a week ago

What is an overpayment and what are the benefits?

An overpayment is money paid to your mortgage, on top of your monthly payment. Over payments allow you to pay down your mortgage faster.

A

Written by Ashley Currie
Updated over a week ago

How does my overpayment impact my mortgage?

When you make an overpayment, this can shorten the term of your mortgage or reduce your monthly payment, if you'd prefer.

A

Written by Ashley Currie
Updated over a week ago

What is the maximum I can overpay by?

As a group, you can pay up to 10% of your original mortgage amount as overpayments per year.

A

Written by Ashley Currie
Updated over a week ago

What does "Time Saved" on the homepage of my dashboard mean?

Impact of overpayments on your mortgage

A

Written by Ashley Currie
Updated over a week ago

What is an Early Repayment Charge?

An Early Repayment Charge is payable when you repay part or all of your mortgage over a specified limit.

Written by Evie
Updated over a week ago

How do I repay a deposit booster?

If you would like to pay back a deposit booster, either in part or in full, please contact us at [email protected]

A

Written by Ashley Currie
Updated over a week ago